Attention homeowners in Walnut Creek and Contra Costa County: Need an appraisal?
Check out the top seven reasons why CA homeowners need Tam Appraisal Services:
Do you own a house in or near Walnut Creek? Do you need help determining the value of your real estate?
We at Tam Appraisal Services understand the unique needs of a customer after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. Being a regular consumer that ordinarily doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings. Pre-listing Services/For Sale By Owner (FSBO)Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Tam Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours. PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We're seasoned in helping homeowners just like you do away with undesirable PMI insurance. Challenge Contra Costa county's assessment of your propertyIf you live in an area that is going down or is not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from Tam Appraisal Services is your number one weapon. HELOC recently frozen?Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Tam Appraisal Services can provide you with efficient appraisal to help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Do you need a professional to double-check your appraisal for preciseness, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? Tam Appraisal Services can help you with that. While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home. |